No Flooding History | No HOA or CDD Fees | Transferrable Flood Insurance Policy! Welcome to unparalleled waterfront living in this beautifully maintained 4-bedroom, 2-bath home located on a wide, deep-water canal in desirable Apollo Beach—with direct access to Tampa Bay! As you enter this unique tabby-exterior residence, you’re immediately drawn through the formal living and dining rooms to the stunning water view framed by sliding glass doors. The spacious kitchen seamlessly opens into the bright and airy family room, featuring soaring cathedral ceilings, abundant natural light, and a cozy wood-burning fireplace. A custom-built library, accessed through French doors, adds charm and functionality to the open layout. Enjoy your morning coffee from the breakfast nook or breakfast bar, both of which lead out to a screened-in patio and pool area showcasing breathtaking wide-canal views, lush mangroves, and spectacular sunrises. The generous primary suite is a private retreat. Enter through elegant French doors to the en suite bathroom with double vanities, a freestanding soaking tub, a custom shower with dual rain showerheads, and a spacious walk-in closet. The updated guest bath, renovated in 2023, includes a walk-in shower with wave-effect glass tile and sea glass pebble flooring for a coastal touch. Peace of mind comes with recent upgrades including: New roof (2023). Complete home re-plumb with PEX (2024), New water heater, water softener, and electrical panel (2024), Pool resurfaced with Pebble Tec, new coping, and glass tile trim (July 2024), Two regularly serviced AC units. Located in the sought-after community of Cobia Cay—with no HOA or CDD—you can enjoy waterfront living without the fees. Ride your golf cart to the Apollo Beach Nature Preserve for serene sunsets, or visit local favorites like Circles, Finn’s, and Salty’s. Just a short drive to Tampa, St. Pete, and Sarasota, this home is ideally situated for both relaxation and convenience. Bonus: This property has never flooded—even during major hurricanes like Helene and Milton—and includes a transferrable flood insurance policy for added security. Don’t miss your chance to own a true coastal gem—schedule your private showing today!